Questions? We've got answers.

VALNYX is a personal finance app that helps you see your complete financial picture in one place. Track your bank accounts, savings, investments, property, bills, and subscriptions—everything that makes up your money.

You can see your real-time net worth, get help from Valerie (our friendly assistant), and create professional reports when you need them.

Unlike other finance apps, we never ask for your bank login. You add your own information, which means your banking details stay exactly where they should—with your bank.

VALNYX is now available on Android via the Google Play Store. iOS version is coming soon to the App Store. Download the Android app today and start taking control of your finances.

VALNYX works on iPhone, iPad, and Android phones and tablets. Your information syncs across all your devices, so you can check your finances wherever you are.

No—it's completely your choice. You can add your own balances and transactions manually, which means we never have access to your bank login.

Later this year, we'll add the option to connect your bank if you'd like to sync transactions automatically. But it's entirely optional—you decide how you want to use VALNYX.

Yes! You can use VALNYX for free, forever. The free version includes unlimited bank accounts, budgets, savings goals, and your financial calendar. You can track up to 10 bills and 5 assets.

If you want everything—unlimited bills, unlimited assets, document storage, Valerie (your assistant), and professional reports—that's £9.99 a month. One price, no hidden fees. Cancel anytime.

Free gives you:

• Up to 10 bills and 5 assets
• Unlimited bank accounts, budgets, savings goals
• Your financial calendar
• Net worth overview

Premium (£9.99/month) gives you everything, including:

• Unlimited bills and assets
• Unlimited document storage
• Valerie—your personal assistant
• Professional reports
• Monthly summaries
• Full history and analytics

Yes, absolutely. No contracts, no commitments. Cancel whenever you want and you'll keep access until the end of your billing period. After that, you'll switch back to the free version—all your data stays safe.

None. £9.99 a month is the total price. No setup fees, no transaction fees, no surprise charges. What you see is what you pay.

Yes! Add your Bitcoin, Ethereum, or any of the 150+ cryptocurrencies we support, and VALNYX will show you the current value automatically. Your crypto gets included in your total net worth alongside everything else.

Yes! Add your shares and VALNYX will show you their current value with live prices. Track individual stocks, see how your investments are doing, and see how they fit into your overall net worth.

Yes! With Premium, you can photograph a bill, receipt, or statement and VALNYX will read the details automatically—the amount, date, and who it's from. It even recognises popular subscriptions like Netflix, Spotify, and Amazon Prime.

Valerie is your personal assistant inside VALNYX. You can ask her things like "Can I afford to eat out this weekend?" or "How much did I spend on subscriptions last month?" and she'll give you a straight answer based on your finances.

She can also help you understand your spending, spot subscriptions you might have forgotten about, and explain financial stuff in plain English.

Valerie is included with Premium.

Over 160 currencies, with live exchange rates. You can track accounts in different currencies and see your total net worth converted to whichever currency you prefer. Handy if you've got money in different countries.

We're launching in 6 languages: English, German, Spanish, Dutch, French, and Portuguese. Everything—including conversations with Valerie—will be in your chosen language.

Yes. You can view your finances and add transactions even without an internet connection. Your data will sync automatically when you're back online.

Note: Live stock prices, cryptocurrency values, and exchange rates require an internet connection to update.

Yes! Premium users can create professional reports showing your assets, what you owe, and your net worth. Perfect for mortgage applications, visa paperwork, or just having a clear summary to share with an advisor.

Yes. We use the same level of protection that banks use to keep your information safe. You can also lock the app with Face ID, fingerprint, or a PIN for extra peace of mind.

Never. Your financial information stays yours. We don't sell it, share it, or use it for advertising. There are no ads in VALNYX—our business is simple: if you want Premium features, you pay for them. That's it.

Yes. You can export all your data anytime, and you can delete your account whenever you want. When you delete your account, everything goes—permanently.

Just drop us an email at info@getvalnyx.com or use the contact form on our website. We usually get back to you within a day or two.

Please do! We love hearing ideas. Email us at info@getvalnyx.com with "Feature Suggestion" in the subject. We read everything and build based on what people actually want.