Finally see all your money in one place
No more switching between apps to check your accounts. No more guessing where your money went. VALNYX brings everything together so you can actually understand your finances—and feel good about them.
Money management shouldn't feel like a second job
You work hard for your money. You shouldn't have to work hard to understand it. Whether you're saving for something special, trying to cut back on spending, or just want to know where you stand—VALNYX makes it simple.
For people just starting out
Take control from day one
Starting your career? Just moved out? Getting your finances in order early makes everything easier later. VALNYX helps you build good habits without the stress.
- See all your bank accounts and cards in one place
- Know exactly how much you can spend after bills
- Start saving—even small amounts add up
- Track subscriptions so nothing catches you off guard
- Build an emergency fund at your own pace
Everything you need to manage your money
No complicated features you'll never use. Just the tools that actually help—organised in a way that makes sense.
All your accounts together
Add your current accounts, savings, and credit cards. See your total balance at a glance—no more logging into five different apps.
→ Know exactly what you have
Bills and subscriptions
Track rent, utilities, Netflix, Spotify, gym—everything that comes out regularly. Get reminders before due dates so you're never caught off guard.
Free: Up to 10 bills
Simple budgets
Set limits for groceries, nights out, shopping—whatever you want to keep an eye on. Watch your progress and know when to slow down.
→ Spend without the guilt
Track what you own
Got savings? Investments? A car? Property? Add them all and see your complete picture. Prices update automatically so you always know your worth.
Free: Up to 5 assets
Goals you'll actually reach
Holiday? New phone? Emergency fund? Set a goal, watch your progress, and celebrate when you get there. Small steps lead to big wins.
→ Turn dreams into plans
Ask Valerie anything
Not sure if you can afford something? Wondering where your money went last month? Just ask Valerie. She knows your finances and explains things simply.
Premium: Unlimited conversations
For couples and families
Running a household is hard enough
Between the mortgage, groceries, kids' activities, and that streaming service you forgot you had—keeping track of everything is exhausting. VALNYX brings it all together so you can spend less time worrying and more time living.
- See joint and personal accounts side by side
- Set realistic budgets the whole family can stick to
- Save for holidays, birthdays, or the kids' futures
- Get reminded before bills are due—no more late fees
- Actually know how much you spend on groceries each month
For people who want to get ahead
Ready to build something bigger?
Maybe you're saving for a house deposit. Maybe you've started investing. Maybe you just want to see your money grow. VALNYX shows you everything you own in one place—so you can watch your progress and stay motivated.
- Track savings, investments, property, and more
- See your total worth update in real time
- Set big goals and break them into smaller steps
- Works in 160+ currencies if you have money abroad
- Available in 6 languages for families across Europe
Ready to take control?
Start for free and see everything VALNYX can do. Our free plan gives you up to 10 bills and 5 assets—plenty to get started. When you're ready for more, Premium is just £9.99/month.