Your finances deserve clarity.
We believe everyone deserves to feel confident about their money. That's why we built VALNYX — a thoughtfully designed app that brings together your accounts, investments, and bills into one clear, private view. Whether you're planning for the future or simply want peace of mind today, we're here to help.
No credit card required • Free forever plan available
Proudly built in London. Trusted by individuals and families worldwide.
Your data stays yours — always.
🔒 Bank-Grade Security • AES-256 Encryption • GDPR Compliant • Registered in UK
Complete financial overview
See your entire net worth in seconds
Stop logging into five different apps. VALNYX gives you a single dashboard showing every account, every investment, every bill, and every debt. Watch your net worth update in real-time as markets move and balances change.
- Add unlimited bank accounts, savings, and credit cards manually or via statements
- Track 250+ stocks and 150+ cryptocurrencies with live price updates
- Monitor real estate, vehicles, jewellery, and collectibles
- See your complete debt picture with payoff calculators
- Generate professional PDF net worth reports instantly
Meet Valerie, your AI financial assistant
Ask anything about your finances
Valerie is powered by advanced AI and trained to understand personal finance. She analyses your complete financial picture and gives you practical, personalised advice in plain English. Available in 6 languages including English, German, French, Italian, Spanish, and Portuguese.
- Ask questions like "How much did I spend on food last month?" or "Can I afford a new car?"
- Scan bills and receipts with your camera—Valerie extracts the details automatically
- Get spending pattern analysis and personalised saving recommendations
- Receive proactive alerts about upcoming bills and unusual spending
- Chat naturally in your preferred language
Valerie provides informational assistance only and is not a replacement for professional financial advice.
Bank-grade security
Your data protected like a bank vault
Financial data demands the highest protection. VALNYX uses AES-256 encryption (the same standard used by banks and governments) for all data at rest and in transit. We never sell your data, and we don't require you to link your bank accounts directly.
- AES-256 encryption for all stored and transmitted data
- Biometric authentication: Face ID, Touch ID, and fingerprint
- Optional PIN code and two-factor authentication
- Privacy-first: manual account entry means no bank credentials stored
- GDPR compliant with full data export and deletion rights
- UK-registered company with transparent data practices
Common Questions
Is VALNYX really free?
Yes! We offer a free plan forever with core features. Premium is £9.99/month for advanced features like unlimited accounts and Valerie AI.
Do I need to connect my bank account?
No. VALNYX uses manual entry, so you never share your bank login credentials. This keeps you in complete control of your data.
Is my data secure?
Absolutely. We use AES-256 encryption (bank-grade), biometric authentication, and are fully GDPR compliant. Your data is yours alone.
How VALNYX Works
Download & Sign Up
Get VALNYX from your app store. Create your account in under 60 seconds with just your email.
Add Your Accounts
Manually add your bank accounts, investments, debts, and assets. Your data stays private and secure.
Track & Optimize
Watch your net worth grow. Use Valerie AI for insights. Scan bills. Set goals. Take control.
Simple, Transparent Pricing
Choose the plan that works for you. No hidden fees, no surprises.
Free
Perfect for getting started
- Track up to 5 accounts
- Basic net worth tracking
- Manual data entry
- Bill reminders
- Mobile app access
Premium
For serious financial tracking
- Unlimited accounts
- Valerie AI assistant
- 250+ stocks, 150+ crypto
- AI bill scanning
- PDF net worth reports
- 160+ currencies
- Priority support